BKN301 Group, a British FinTech architecture provider, has raised a total of €32 million (£29 million), combining a recent €21 million Series B round (as covered by EU-Startups) with a newly secured credit facility from funds and accounts managed by BlackRock.
Alongside this funding boost, the company has acquired Planky, a UK-based technology firm that specialises in AI-driven financial analytics and open banking capabilities.
“This milestone marks a defining moment for BKN301,” says Stiven Muccioli, Founder and CEO of BKN301. “With the growth financing and Planky’s AI capabilities, we’re accelerating toward our vision of a next-generation FinTech infrastructure – one that’s intelligent, open, and designed to empower financial inclusion at scale across emerging markets.”
Recent 2025 activity in European FinTech-infrastructure shows several comparable developments.
Natech Banking Solutions in Greece secured more than €28.1 million to advance its API-driven core-banking and financial-services platform. In the UK, Navro raised €36 million in Series B funding to expand its payments-curation infrastructure for international transactions. Another UK company, Light, obtained €25 million to scale its AI-native platform designed to replace legacy finance systems. Altogether, these adjacent 2025 sector rounds represent roughly €89 million in new capital.
Placed in this context, BKN301 Group’s raise and its acquisition of the analytics firm Planky align with a wider pattern of investment into infrastructure-level financial technology across Europe.
The presence of other UK-based companies among the 2025 cohort – Navro and Light – highlights a particularly active domestic landscape for banking-technology and AI-driven financial-infrastructure providers. BKN301’s focus on modernising core architectures and integrating AI-enabled analytics mirrors the priorities seen in these peers, positioning the company within a broader regional shift toward scalable, data-centric financial-services infrastructure.
Founded in 2021, the BKN301 Group is a Fintech Architecture Provider that supports banks and FinTech companies to modernise their systems while preserving the value of what already works.
Their cloud-native, proprietary suite enables institutions to modernise legacy architectures without disruption, speeding time-to-market and ensuring long-term scalability.
The platform is built on three core components: the API Orchestrator, the Data Decoupling Layer, and the Business Logic Engine. These components work together to provide a flexible, vendor-neutral foundation. The API Orchestrator expands this foundation by connecting core banking, open banking, payment processing, AI, GenAI, and many other capabilities.
“We’re building the rails for the next wave of financial innovation,” adds Muccioli. “AI is transforming how financial services operate, and BKN301 is at the forefront – combining intelligence, scalability, and regulatory readiness to help our clients innovate faster.”
Through the acquisition of Planky, BKN301 gains a proprietary AI and data analytics engine that will be fully integrated into its digital banking architecture.
Planky’s machine learning models, specialised in real-time financial insights, behavioural scoring, and predictive analytics, will enhance the intelligence and automation of BKN301’s platform.
This integration will enable financial institutions and FinTechs using BKN301’s technology to deliver smarter, faster, and more personalised digital banking experiences, while maintaining high compliance and scalability standards.
The company’s growth strategy for the next 18 months includes:
- Strengthening its AI and data analytics capabilities across the core platform
- Expanding strategic partnerships with regional financial institutions
- Exploring new M&A opportunities to accelerate technological innovation and market reach
Read the orginal article: https://www.eu-startups.com/2025/11/londons-bkn301-group-secures-e32-million-and-acquires-planky-to-strengthen-its-ai-driven-fintech-architecture/
