London’s Sencillo, a new FinTech venture launching a finance platform that helps parents plan, fund and manage their children’s education with confidence, control, and clarity, has secured over €397k (£350k) pre-Seed funding.
The round was led by Fuel Ventures.
Adam Amos, CEO and founder of Sencillo: “Education is one of the biggest investments any parent will make. Yet for most, the process is fragmented, confusing, and stressful. Add in challenges such as the rising cost of childcare, VAT on private school fees, and the growing accessibility gap for children with Special Educational Needs and Disabilities; it can feel like an impossible journey to navigate.”
Sencillo’s pre-Seed raise joins a wider set of 2025 European FinTech funding announcements.
In adjacent parts of the sector, ReBloom in Copenhagen secured €400k to develop a private secondary-trading finance platform, while fellow Copenhagen startup Groundley closed a €970k Seed round to expand its AI-enabled finance-insights engine. At a later stage, Paris-based Finary raised €25 million to grow its wealth-management tools across Europe, and London’s BKN301 Group secured €21.5 million to advance its Banking-as-a-Service platform.
Together these announcements represent roughly €47 million in sector-adjacent investment. While none of these companies operate directly in family education-finance, they show continued momentum in European FinTech during 2025; Sencillo’s UK base also aligns it with another UK-covered funding event (BKN301), indicating domestic activity in the broader financial-services innovation landscape.
“We believe every parent should be able to make informed, confident decisions about their child’s education. Smart planning plus responsible, accessible financial products are key, and Sencillo is here to make that possible – not just for the few, but for every family seeking a clear and secure education journey and future for their children,” adds Amos.
Founded in 2025 by Adam Amos, Sencillo is built “by parents for parents” and backed by leading experts Previously. Amos previously co-founded Pigzbe, a pocket money app focused on early financial literacy and held positions at EY leading innovation across retail banking, wealth and credit lending.
Sencillo is a FinTech platform helping families plan, fund and manage their child’s education journey – from early years through to adulthood. With a focus on responsible lending and clear financial visibility, Sencillo empowers parents to understand the full cost of education and secure tailored funding through embedded credit solutions.
Mark Pearson, founder of Fuel Ventures says: “Adam’s vision for helping parents plan and fund education in a smarter, more accessible way is exactly the kind of ambitious thinking we look for at Fuel. Sencillo is tackling real challenges within the education sector that affect millions of families across the UK and we’re proud to back Sencillo at this early stage.”
According to the company, the rising costs of education means UK families are now spending increasingly larger amounts on their children’s education each year – averaging between €4k (£3.6k) and €17k (£15k) per annum for early years childcare, €21k (£19k) to €56k (£50k) for independent schooling, and over €25.7k (£22.7k) a year for university, including living costs.
Sencillo addresses a growing need for accessible, transparent, and responsible financial support in the education sector – an area in which millions of families now need financial support to secure their child’s education journey.
Its platform aims to support parents navigating these rising costs, whilst also addressing the impact of VAT on private school fees, limited bursaries and the growing accessibility gap for children with Special Educational Needs and Disabilities (SEND) – all major challenges families are facing in the education sector.
The platform’s marketplace is initially focused on unsecured credit products that integrate directly with its proprietary planning tools. Parents use smart digital calculators to visualise the total cost of the education journey ahead, allocate any savings and family contributions to the plan, and where required responsibly access tailored financing solutions via their strategic partners to support the most immediate costs, with the money paid directly to the nursery, school or university.
The new capital will be used to grow the team, expand the platform, and prepare for launch at the start of 2026.
Read the orginal article: https://www.eu-startups.com/2025/11/with-uk-families-now-facing-up-to-e25-7k-in-annual-university-costs-sencillo-secures-e397k-for-fintech-platform/
