Revolut is gearing up to launch a slew of new products across Europe and other regions throughout 2026, Sifted has learned.
As part of its long-term bid to become the go-to financial superapp, Revolut has accrued over 50m customers by offering everything from stocks and shares trading to pet insurance.
But Sifted can exclusively reveal Europe’s most valuable fintech plans to offer more lending services in Britain next year, according to sources, with a blitz of previously unreported products set to launch in different countries around the world.
Revolut is already testing mortgages in Lithuania, focusing on existing homeowners to refinance their properties, rather than first-time buyers. The company has already confirmed plans to offer mortgages in Ireland and France this year — but Spain is expected to join that list in 2026, according to internal documents seen by Sifted. A source familiar with the matter also tells Sifted that Spain was among the targeted territories for mortgages.
The fintech giant also plans to roll out overdrafts and fixed-term savings accounts across the EU. Further afield, Revolut is aiming to launch its credit card product in Mexico, Brazil, Australia and Singapore by the end of next year.
A Revolut spokesperson tells Sifted that while “the intention is to eventually launch [mortgages in Spain …], it’s not within our current short-term plans”. Following publication of this article, Revolut emphasised mortgages in Spain were not currently part of the company’s plans for “the next 18 months”.
Regarding the plans to launch other products in the EU and abroad, the spokesperson said the company currently provides credit cards and personal loans in Europe and previously communicated plans to expand to other markets in the future.
In the UK, Revolut’s banking licence remains in the “mobilisation” stage, meaning it requires full approval in order to offer lending services in the country. If successful, this would see Revolut’s UK offering mirror the services it offers in Europe, where it’s held a banking licence through its Lithuania entity since 2021.
While UK mortgages aren’t on the horizon anytime soon, Revolut has pegged credit cards, personal loans and overdrafts for release next year. As Sifted reported exclusively in April, Revolut is also set to launch a reward-based credit card.
“We’re continuing to work closely with UK regulators as we build towards launching our UK bank, and look forward to introducing new products to our UK customers once that process is complete,” a Revolut spokesperson says.
The product push is part of its bid to grow to close to 100m users by the end of 2026 and grow its customer penetration in the UK and the European Economic Area.
Another slide on the investor deck, seen by Sifted, projects Revolut’s customer numbers in Europe to more than double over the three years from 2023 to 2026.
This article has been updated to include an additional statement shared by Revolut post-publication.
Read the orginal article: https://sifted.eu/articles/revolut-product-plan-2026-europe/
