Frankfurt am Main, 16/02/2026 – Debitos GmbH, Europe’s leading loan transaction platform for distressed and illiquid financial assets, today announces the launch of AI Due Diligence (AIDD), a fully integrated AI-powered solution designed to significantly accelerate and enhance due diligence processes in complex private credit transactions. The new functionality is embedded directly into the Debitos platform and is specifically tailored to the needs of investors, asset managers and banks managing large and heterogeneous data rooms. The AI capabilities are available as a standard feature within Debitos’ Premium usage plans.
AIDD analyzes and comprehends entire virtual data rooms comprising thousands of documents within seconds. Advanced language models structure legal and financial information, generate decision-ready summaries and enable intuitive navigation through natural language queries — always with direct references to the underlying source documents. This transforms due diligence from a manual, document-heavy exercise into an integrated, AI-supported decision engine.
“With AIDD, we are starting a new era of due diligence for illiquid and complex credit markets,” said Timur Peters, CEO of Debitos. “Investors, asset managers and banks operate under significant time, cost and competitive pressure. AIDD materially reduces manual review efforts, increases transparency on risks and opportunities, and enables faster, well-founded investment decisions — without compromising control, traceability or regulatory compliance.”
Tangible value for buy- and sell-side participants
According to Debitos, AIDD delivers measurable efficiency gains:
Reduction of buy-side due diligence time and costs by more than 75%,
Reduction of open Q&As by more than 85%,
Significant shortening of buy-side underwriting timelines while generating structured, credit committee-ready decision materials,
Reduction of sell-side effort by more than 30%,
Significant increase in the number of Non-Binding and Binding Offers submitted in competitive processes.
In competitive bidding environments, these efficiencies translate into higher transaction velocity, improved decision quality and a strengthened buy-side position.
Designed for cross-border and complex transactions
AIDD supports multiple languages and accommodates different European legal jurisdictions, making it particularly suitable for cross-border transactions. International investors and banks benefit from a consistent, structured analytical framework — regardless of document language, jurisdiction or asset class.
Security, compliance and transparency by design
The solution has been developed specifically for use in regulated financial environments. Processing takes place within an EU-hosted enterprise cloud infrastructure, featuring role-based access control aligned with data room permissions, full audit logging of document access and AI interactions, and GDPR-compliant data handling. Customer documents are not used to train public AI models. All AI-generated answers are source-based, explainable and fully traceable.
With AI Due Diligence, Debitos further strengthens its position as a leading technology-enabled marketplace for professional participants in Europe’s private credit and distressed debt markets.
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AI Due Diligence | Debitos : Debitos
About Debitos
Debitos GmbH is Europe’s leading loan transaction platform, enabling banks, funds and corporates to efficiently sell loan exposures via its open, transparent and auction-based online marketplace.
By digitizing the entire sale process, Debitos reduces expected transaction timelines to three to eight weeks, compared to three to six months in traditional off-market processes. Founded in 2010 in Frankfurt am Main, Debitos has successfully facilitated transactions totaling more than EUR 10 billion. Today, the platform hosts over 2,000 registered investors from across Europe.
For more information, please visit:
https://www.debitos.com
Disclaimer
Read the orginal article: https://www.debitos.com/news/debitos-starts-a-new-era-of-due-diligence-in-illiquid-credit-markets-with-ai-due-diligence-aidd/
