Several insurance companies are stepping up their offerings for the data center industry.

FM and Aon have both made significant expansions to their coverage for data centers, while UK-based Managing General Underwriter (MGU) Advanced Technology Assurance (ATA) is bringing insurers and reinsurers together under an AI insurance facility.

With data center projects skyrocketing over recent years, both in terms of quantity and size of the project, insurance companies have been expanding the capacity of their contracts and the breadth of services being offered.

Insurance Business Mag reported earlier this week that US-based commercial property insurer FM had increased its capacity for data center clients to $5 billion.

The newly expanded limits are on offer to clients of FM Intellium, the unit dedicated to data centers and power generation facilities, with FM claiming it is the largest currently available in the data center market.

FM Intellium was only established last year, with the aim of addressing (and covering) risks associated with AI and cloud computing proliferation, though the company has been insuring data centers for more than 25 years.

London, UK, and Chicago, US-based Aon, meanwhile, has expanded its Data Center Lifecycle Insurance Program (DCLP) by $1 billion, bringing it up to $2.5bn.

As also reported on by Insurance Business, Aon said the increase was due to the increased investment in cloud computing, artificial intelligence, and digital infrastructure. Aon similarly only launched the DCLP in 2025.

Aon’s CEO of commercial risk, Joe Pieser, said: “By expanding the capacity of DCLP, we are helping clients manage risk across the full lifecycle of a data center – from build-out to steady state operations, while supporting faster, more certain execution.”

The program covers construction risks, operational damage, and business interruption, cyber-related coverage, and SLA violations up to $400m.

Elsewhere, London-based Advanced Technology Assurance (ATA) has launched a new insurance facility of up to $750 million to underwrite AI infrastructure buildout.

As reported by Insurance Times, the facility aims to support large-scale data center and AI infrastructure projects, and has been backed by a consortium of more than 10 global insurers and reinsurers, including Lloyd’s syndicates, Arch Insurance International, Munich Re Specialty, and Scor.

The policy covers property, computer hardware, cargo and transit, and cyber issues, among others, and has been designed to enable ATA to offer a single policy covering multiple needs for data center developers and operators.

The facility is targeting blue-chip investors, lenders, developers, tenants, chip integrators, and data center operators that are involved in the AI build-out.

DCD has previously looked deeper into the different aspects of insuring a data center. Read more here