As enterprise businesses expand across borders, one quiet challenge can stall growth: payments.
From managing multiple acquirers to navigating PSD2, local payment methods, and high decline rates, scaling transactions is rarely simple. That’s where payment orchestration — and players like Akurateco — step in. The European-founded white-label payment software company has built a Payment Orchestration Platform designed to connect, route, and optimise every transaction across providers and markets. Instead of managing dozens of direct integrations, merchants and PSPs get a single, intelligent layer that automates routing, handles cascading, monitors fraud, and reconciles payments in real time.
“Payments shouldn’t be a barrier to global expansion,” says Akurateco’s team. “Our platform allows merchants to control their infrastructure, cut costs, and boost approval rates without rebuilding from scratch.”
Why It Matters for European Scaleups
For European businesses, the complexity runs deep. Consumers pay differently in every market: iDEAL in the Netherlands, SEPA in Germany, Bancontact in Belgium, cards and wallets elsewhere. Add SCA requirements under PSD2, and approval rates can quickly drop.
Akurateco’s orchestration layer solves this by automatically routing transactions to the best-performing acquirer or gateway based on geography, card type, or performance data. If one route fails, cascading logic retries instantly through another connection, recovering otherwise lost revenue.
Early adopters have seen higher approval rates and significant savings in processing costs.
Inside Akurateco’s Payment Orchestration Platform
Akurateco’s Payment Orchestration Platform provides a ready-made, customizable backbone for enterprise payments.
Among its standout capabilities:
- Smart Routing and Cascading: Automated transaction routing that selects the optimal acquirer for each payment, improving conversion and lowering decline rates.
- 600+ ready integrations: Access to global acquirers, APMs, and PSPs through one connection.
- Dedicated payment team as a service: Solves complex technical challenges with step-by-step guidance from dedicated account managers and the tech experts.
- 150+ configurable fraud filters: Real-time risk management and adaptive fraud detection.
- Comprehensive reporting and reconciliation: Unified dashboards for finance, operations, and risk teams.
- Tokenisation and recurring billing: Secure handling of customer credentials, supporting subscriptions and repeat payments.
Enterprise clients using Akurateco’s orchestration layer report up to 30% higher approval rates, faster time-to-market when adding new providers, and measurable reductions in transaction costs.
Built on a modular, API-first architecture, the platform supports both SaaS and on-premise deployments, giving merchants full control over infrastructure, compliance, and data sovereignty – a critical requirement in regulated industries.
Built for Global Reach and Local Relevance
For enterprise merchants, success in Europe depends on localisation, offering preferred payment methods in every market while staying compliant with PSD2, SCA, and local data-privacy rules.
Akurateco simplifies this by enabling merchants to instantly activate local providers like iDEAL, SEPA, Bancontact, or Sofort within its orchestration layer, without reintegration or additional development effort.
This flexibility also extends beyond Europe. With connectivity to over 600 providers globally, merchants can enter new regions, from the Middle East to Latin America, while keeping full operational oversight from a single platform.
Why Enterprises Are Re-Architecting Their Payment Stacks Now
Payment orchestration is no longer a “nice-to-have.” As digital commerce volumes rise and alternative payment methods grow, maintaining dozens of direct integrations is unsustainable.
For enterprises, the strategic advantage lies in control and agility – the ability to switch providers instantly, test routing strategies, and adapt to new regulations or market shifts without disrupting operations.
With payment orchestration, enterprises regain ownership of their infrastructure rather than relying entirely on third-party gateways or acquirers for performance and reliability.
The Future: AI-Driven Optimisation and Beyond
Akurateco’s roadmap points toward even deeper automation. The company is exploring AI-driven routing, where the system learns from real-time approval data to predict the best-performing route per transaction, and machine-learning fraud detection models that minimise false declines without adding friction.
As real-time payments, open banking, and account-to-account rails expand across Europe, orchestration platforms like Akurateco’s will become the connective tissue enabling enterprises to integrate these innovations seamlessly.
Conclusion: Turning Payments into a Growth Engine
For enterprise merchants, payments are more than an operational necessity – they’re a strategic growth lever.
Akurateco’s Payment Orchestration Platform empowers large businesses to optimise every transaction, improve approval rates, and scale globally with confidence.
In a landscape where every percentage point in conversion counts, orchestrating payments intelligently may be the difference between growth and stagnation.
Read the orginal article: https://www.eu-startups.com/2025/10/akurateco-powering-europes-next-wave-of-scalable-payments-sponsored/
