topi, a German FinTech startup whose platform enables retailers and manufacturers to offer IT hardware subscriptions to business customers, has been acquired by the US finance platform PEAC Solutions.
The acquisition will further expand PEAC Solutions’ suite of online finance offerings as well as their capabilities in the fast growing ‘Hardware as a Service’ (HaaS) segment of the asset finance market.
“We are excited to join the PEAC Solutions family,” said topi CEO and Co-founder, Charlotte Pallua. “By combining topi’s innovative and easy to use tools with PEAC Solution’s financial strength, specialised market knowledge and network, I am confident that we will deliver even more value to OEMs, resellers and business customers.”
Founded in 2021 by Charlotte Pallua and Estelle Merle, the topi platform allows business customers to acquire IT hardware and smartphones, providing an alternative to cash purchases and more traditional lending options. This suite of innovative API-based tools can be integrated at a merchant’s point of sale, whether an online web-shop, call-center or physical retail store location.
PEAC Solutions intends to deploy these tools across their extensive international network and in close consultation with their OEM and reseller partners.
Going forward, topi will continue to operate from its headquarters in Berlin, Germany, where it will service its existing portfolio of rental customers in Germany, Austria, the Netherlands, and Belgium. This approach looks to ensure continuity for topi customers, partners, and employees, while also benefiting from PEAC Solutions’ global scale and financial strength.
“The continued transformation of our industry towards ‘as a service’ based subscription models is undeniable,” commented William Stephenson, Global CEO of PEAC Solutions. “We are confident that this strategic acquisition of topi will be a massive differentiator for PEAC Solutions. It will allow us to deliver an innovative solution to our partners and customers, and it will play an integral role in the ambitious growth strategy that we have for the technology sector and other target markets.”
PEAC Solutions is a leading multinational asset finance platform specialising in providing finance solutions to equipment manufacturers, distributors, and dealers across a wide range of industries and asset classes.
With a strong focus on customer service, PEAC Solutions offers lease and loan products that enable businesses to access the equipment and technology they need to enhance productivity and growth.
Read the orginal article: https://www.eu-startups.com/2025/08/berlin-based-fintech-platform-topi-is-acquired-by-peac-solutions-to-expand-suite-of-online-finance-offerings/
